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What is the Japanese Currency?

Currency:

Japanese Yen

Currency code:

JPY

Central Bank:

Bank of Japan

Currency symbol:

¥, 円 (yen)

Bank notes:

¥1000, ¥2000, ¥5000, ¥10,000

Coins:

¥1, ¥5, ¥10, ¥50, ¥100, ¥500




No other currency in Asia is more heavily traded than the Japanese yen, which is the 3rd most traded currency in the world



The first minted coins in Japan appeared in 708 but by the 19th century Japan was using Spanish Dollars. The Yen (or “round object”) has been used as the central form of currency since the 1870’s.



The most commonly used bills for Japanese Yen are the ¥1,000, ¥5,000 and ¥10,000 notes. The most commonly used coins are the ¥10, ¥50, ¥100, ¥500 but you will also sometimes receive ¥1 and ¥5 as change.






Buy Japanese Yen with Easy Currency Bundle Options

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Japanese yen


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Japanase yenSingapore dollar


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Japanase yenSingapore dollar


Make your Own Mix
Select currencies of your choice* in CASH and/or CARD



picture of the Travelex Money Card

JPY Goes Further with the Travelex Money Card

  • Our Travelex Money Card gives you better rates than Cash
  • $0 Eftpos Fees
  • $0 ATM Fees1
  • $0 Online Shopping Fees2

1. Travelex does not charge ATM fees, some operators may charge their own fee or set their own limits. 2. Transacting via some online merchants may incur a surcharge.

Payment Options in Japan

Because Japan is primarily a cash-based society, it’s important to make sure you’re fully equipped with everything you need to know about exchanging, buying and spending Japanese yen before you arrive. We’ve rounded up the basics of using cash, travel money cards, credit and debit cards, as well as FX and local ATMs.

If you are unsure how much travel money you need for your trip, you can try our travel budget calculator.

Pros:

  • Travel money cards can provide more security compared to other payment methods. Replacing your card if it is lost or stolen is usually easy as many travel money card providers offer emergency assistance and a card replacement.
  • Having a travel money card may save you money, as it allows you to lock in the Japanese yen rates at the time of purchase.*

Travelling abroad? Get peace of mind with our award-winning Travelex Money Card!

Cons:

  • Taking cash out of your prepaid travel money card in Japan may attract local ATM fees.
  • Travel money cards may not be accepted in many locations across Japan, particularly in rural areas.
  • If you need to top up your travel money card up with new funds, it may take some time for them to appear on your card - meaning it's not the best option if you need funds in a hurry (however our Travelex Money Card allows you to top up and check your balance on the go with our Travelex Money App !).

Pros:

  • Cash is flexible as it’s accepted everywhere in Japan. You can rest assured that with cash, you won’t miss Japanese experiences.
  • Unlike withdrawing from an ATM or paying via card, there are no hidden fees with taking Japanese currency in cash.
  • Cash can be better for your budgeting. Taking a set amount of cash with you daily may help you be more vigilant in not spending it all.

Cons:

  • Carrying large amounts of Japanese yen in cash may be unsafe, or may make you feel anxious. Luckily, Japan is known to be an extremely safe destination!
  • It may be harder to keep track of your spending with cash if taking all with you when going out to explore.
  • If your cash does get stolen while you are on holiday, there may be a limit to how much you can claim back on your travel insurance.

Pros:

  • Credit and debit cards can be great for pre-booking experiences that can be paid for online.
  • Credit cards provide you with security and flexibility, in that you have access to a larger pool of funds.
  • Some cards may have a rewards points system when you use them to travel.

Cons:

  • Many shops, restaurants and attractions in Japan are cash-only.
  • Having more funds available on your credit card may be a temptation to spend more than you can actually afford.
  • You may be stung with high currency conversion fees in Japan when using your credit or debit card.

What to spend your Yen on:

  • Sushi meal for 2 people with sake

    400 Yen

  • Entry to Tokyo Disney

    6400 Yen

  • Tourist t-shirt

    350 Yen

  • Postcard and a stamp

    70 Yen

  • Samurai sword

    30,000 Yen

How many yen will I need?**

Please select your budget above.


- +

- +

Total spending money needed:

  • A budget
  • for people for
  • nights


Recalculate

Must-sees in Japan

  • Kyoto
  • Travel back in time to Japan’s capital for over 1000 years. That’s just a few hours from Tokyo by speed train.
  • Naoshima
  • This island in the Seto Inland Sea is full of amazing architecture, museums, contemporary art and beautiful nature.
  • Ōkunoshima
  • If you’re not feeling skittish then make a detour to “Rabbit Island” where there’s hundreds of feral rabbits running around.

Plan Your Japanese Adventure


Welcome to our Japan destination hub. From financial tips to unmissable sights, prepare for your trip with our comprehensive guides.

JPY Currency Services


Travel Money Card

JPY Travelex Money Card, buy online and in-store.

More Info

NZD to JPY

Check out current and historical NZD to JPY Travelex rates.

Check NZD to JPY

Track the JPY

Receive an alert when the Japanese Yen has reached your desired rate.

Track JPY

JPY at ATMs

Withdraw JPY from an ATM in Australia and when you arrive in Japan.

More Info


FAQ

How do I buy Japanese yen in NZ?

You can order yen online in NZ with Travelex. Choose home delivery or pick-up from your local branch. Offering competitive exchange rates on foreign currency, get our best NZD to JPY rates when you order online with our award-winning Travelex Money Card.

Should I buy yen before I go to Japan?

Yes, it’s smart to buy foreign cash before you travel. While Japan is gradually accepting more card payments, many places still prefer cash. Order Japanese yen ahead through Travelex to lock in great rates and avoid overseas fees – a simple way to save money.

What is the value of $100 NZD in Japan?

The value of $100 NZD in Japan changes daily due to various factors. Like all currencies, conversion rates fluctuate in accordance with supply and demand, the mid-market rate and even political and economic events.

You can check the latest rates on the Travelex app. When you buy JPY (Japanese yen) with Travelex, we’ll show you exactly how much JPY you’ll receive for your specified amount of NZD.

Is it best to take cash or card to Japan?

A mix is best. While more businesses now accept card payments, cash is still widely used – especially in rural areas and smaller shops. Take cash for convenience and a travel card linked to your bank account for backup. Ordering JPY Japanese yen from Travelex before you go helps you stay prepared and save money on fees. Compare the pros and cons of travelling with cash vs cards with our in-depth guide.

Will my Apple Pay work in Japan?

Suica is the main contactless payment form in Japan. Apple supports using your Suica via Apple Pay, make sure to set it up on your phone before arriving in Japan.

Can I use other currencies in Japan like AUD or USD?

Popular currencies including USD are typically not accepted in Japan. This is why it's recommended to bring various payment methods such as cash, credit cards, and a travel money card.

What ATMs can I use in Japan?

There are two types of ATMs in Japan, domestic and international. ATMs in banks are for domestic users only. Customers should visit the International ATMs, found in convenience stores such as 7-Eleven, FamilyMart and Lawson.

*Rates are subject to change throughout the day. In-store rates vary compared to online.

**The figures provided are indicative only and are there to provide an idea of the amount of travel money you may need during your trip.