The Travelex Money Card features a transaction account (similar to a bank account) so that you can store, use, and withdraw money in any other foreign currency you need.
Whether it’s New Zealand dollars, Australian dollars, or any other currency, you can safely exchange currency for HKD and spend money like any other debit card with the Travelex Travel Money Card.
A Hong Kong Travel Card
The Travelex Travel Money Card is an award-winning multi-currency card that can be used to store and exchange your home currency for Hong Kong dollars. With no foreign currency conversion fee^ and competitive Hong Kong dollar currency exchange rates, the Travelex Travel Money Card is the perfect item to bring alongside your travels.The Travel Money Card works similarly to Mastercard debit cards and is compatible with all payment types supporting Mastercard.
Easy Currency Bundle Options for your Trip
 Hong Kong |
|---|
| Hong Kong dollar |
CASH
CARD| Hong Kong |  Singapore |
|---|---|
| HK dollar | SG dollar |
| Hong Kong | Singapore |
|---|---|
| HK dollar | SG dollar |
 Make your Own Mix |
|---|
| Select currencies of your choice* in CASH and/or CARD |
UNLIMITED FREE overseas ATM withdrawals2
Highly competitive exchange rates1
NO fees when you buy online
$0 Currency conversion fee^
24/7 Global Assistance
Convenient Mobile App
Download it here
Shop at millions of outlets wherever Mastercard is accepted
Exclusive offers with Mastercard PricelessTM Cities
No account or membership required
1
Order your travel card
Order your Travelex Money Card and Additional Emergency card online or in-store
2
Get your travel card
Collect from a Travelex store near you
4
Register for My Account
Simply activate your card by registering your account via the app or online
5
Top Up
Manage and check your balance online and on your mobile
Experience the benefits
- Top up your Travelex Money Card wallet
- Check your balance and move funds between currencies
- Instantly freeze and unfreeze your card
- Reveal your PIN and card details for online shopping
The app requires Android 8.0 and up or iOS 14.0 or later.
Compatible with iPhone, iPad and iPod touch.
NO fees online
Withdraw daily up to NZ$3,000 (or currency equivalent)
Maximum Card limit of NZ$75,000
Free initial and replacement card
Fees
In addition to the currency exchange rates, the following fees and charges apply to the Travelex Money Card. The fees and charges may be altered by EML at its discretion by providing you with at least 20 days prior notice.
In addition to the currency exchange rates, the following fees and charges apply to the Travelex Money Card. The fees and charges may be altered by EML at its discretion by providing you with at least 20 days prior notice.
NZ$, AU$, US$, GB£, EU€, CA$, HK$, SG$, JP¥ .
*The currencies available may vary from time to time. Before you make a decision to acquire the card, please check with the Distribution Outlet or on this page.
Initial Card Fee and Distribution Outlet reload fee Charged at the time of purchase/Distribution Outlet reload. This fee is set and charged by the Distribution Outlet from which you purchased the Travelex Money Card
Load/reload in NZD: the greater of 1.0% of the initial load/reload amount or NZD$10.00. Load/reload in other currencies: zero.For example, for a Distribution Outlet charging a 1.0% initial load fee, if you purchase a Travelex Money Card and load NZD$800, you would be charged (NZD$800 x 1.0%=NZD$8), unless a minimum fee of NZD$10 applies.
Replacement card fee
FREE
Bank transfer top up fee (when transaction is
booked via www.travelex.co.nz)
FREE
Bill Payment reload fee
This fee is set and charged by Mastercard Prepaid Management Services.
1%
Additional Emergency card fee
NZ$5.00
International ATM withdrawal fee (outside New Zealand)
FREE
Some ATM operators may charge an additional withdrawal fee.
Domestic ATM withdrawal & POS transaction fee
2.95%
Cash over the counter fee (where cash is obtained over the counter)
FREE
Monthly inactivity fee
- Charged at the start of each month if you have not made any transactions on the card in the previous 12 months
- Unless your card is used again, or reloaded, this fee applies each month until the card is closed or the remaining card balance is less than the inactivity fee.
NZ$4.00 per month
24/7 Global Emergency Assistance
FREE
Travelex Money Card closure fee (Cash Out fee)
Charged when you close or Cash Out your Travelex Money Card. This fee is set and charged by MasterCard Prepaid Management Services.
NZ$10.00
Currency to currency foreign exchange rate
This is applied when you move your funds from one currency to another currency, or when you request a Cash Out to close your Travelex Money Card and you have funds in a foreign currency
At the then applicable retail foreign exchange rate determined by us. This rate reflects MasterCard Prepaid Management Service’s cost price plus a margin determined by MasterCard Prepaid Management Services. We will notify you of the rate that will apply at the time you allocate your funds from one currency to another and this rate (inclusive of the margin) may be less favourable than the foreign exchange rate for Online reloads where you allocate funds in a foreign currency.
Currency Conversion Fee
Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the currency/ies used to fund the transaction
MasterCard® rate plus 4.00% of the transaction value. The MasterCard rate is the exchange rate determined by MasterCard to be their wholesale rate or the government mandated rate in effect in the day the transaction is processed by MasterCard.
Bill Payment Reloads where your default currency is not NZD
At the then applicable retail foreign exchange rate determined by us. This rate reflects MasterCard Prepaid Management Services’ cost price plus a margin determined by MasterCard Prepaid Management Services. For online reloads we will notify you of the rate that will apply at the time you book your transaction (further terms and conditions apply and will be provided to you at that time).
Online reloads where you allocate funds in a foreign currency (i.e. a currency that is not NZ dollars)
MasterCard® rate plus 4.00% of the transaction value. The MasterCard rate is the exchange rate determined by MasterCard to be their wholesale rate or the government mandated rate in effect in the day the transaction is processed by MasterCard.
Type of transaction
Limit
Maximum number of cards you may hold in your name at any one time (not
including the linked Additional Emergency card provided to you if required at the time of
purchase)
One (1)
Minimum amount you can load/top up on your card per transaction
- Initial purchase: NZ$250 or currency equivalent
- Top-ups: NZ$100 or currency equivalent
Maximum amount you can load on initial online purchase (load):
The maximum amount you can load on the card at the time of the initial online purchase is NZ$10,050 equivalent.
Maximum amounts for online top-up (app and website):
(i) to a maximum of NZD10,050.00 per single top-up; and (ii) to a maximum of NZD10,050.00 per top-up within 24hrs; and (iii) to a maximum of NZD20,000.00 top-up within 21 days. NZ$20,000 or currency equivalent
Maximum amount you can withdraw from ATMs in any 24-hour period
Some ATM operators may set their own withdrawal limits which may be lower than this limit.
NZD$3,000 or currency equivalent
Maximum value of point of sale (POS) transactions performed in any 24-hour period
NZD$15,000 or currency equivalent
Maximum balance allowed at any one time across all currencies
NZD$75,000 or currency equivalent
Maximum balance allowed across all currencies during any 12 month
period
NZD$75,000 or currency equivalent
Maximum cash you can withdraw over the counter at a financial institution in any 24-hour period
Some financial institutions may set their own withdrawal limits which may be lower than this limit.
NZD$400 or currency equivalent
Minimum balance allowed at any one time
NZD$0.00 (No overdraft facility available)
Fees & Limits
See fees and limits here
Australia
Europe
US
Japan
UK
Canada
Hong Kong
Singapore
A travel money card may be a good idea if you are planning on making purchases overseas in a foreign currency and do not want to carry cash around. With the Travelex Travel Money Card, not only can you store and buy foreign currency from a transaction account, but you can also lock in a favourable prevailing exchange rate before you travel.
You can apply for a travel card by simply purchasing one online or finding a store near you and buying directly in-store. You may also lock in an exchange rate and load your card as soon as you purchase it.
One of the best-prepaid card options for international travel is the Travelex Travel Money Card. The Travelex Travel Money Card has many benefits for users to enjoy, including:
- The ability to lock in a fixed exchange rate before travelling
- The ability to store and buy multiple foreign currencies in a travel money card account with one card (including HKD)
- Avoiding foreign transaction fees such as international ATM fee1 and annual fees
- The security of having funds at hand when travelling
- Ease of use, similar to a debit card
Having a small amount of foreign currency in hand before you travel may help in cases of emergency as you travel. With the Travelex Travel Money Card, you can rest assured that there will always be money on hand, as long as you have money in your home bank account. Simply exchange your money and withdraw cash when needed during your travels.
You can withdraw cash from local ATMs without any ATM fees1 with the Travelex Travel Money Card.
Is a travel money card a good idea?
A travel money card may be a good idea if you are planning on making purchases overseas in a foreign currency and do not want to carry cash around. With the Travelex Travel Money Card, not only can you store and buy foreign currency from a transaction account, but you can also lock in a favourable prevailing exchange rate before you travel.
How do I apply for a travel card?
You can apply for a travel card by simply purchasing one online or finding a store near you and buying directly in-store. You may also lock in an exchange rate and load your card as soon as you purchase it.
Which prepaid card is best for international travel?
One of the best-prepaid card options for international travel is the Travelex Travel Money Card. The Travelex Travel Money Card has many benefits for users to enjoy, including:
- The ability to lock in a fixed exchange rate before travelling
- The ability to store and buy multiple foreign currencies in a travel money card account with one card (including HKD)
- Avoiding foreign transaction fees such as international ATM fee1 and annual fees
- The security of having funds at hand when travelling
- Ease of use, similar to a debit card
You may also have access to the Travelex travel exchange rate tracker, which you can use to keep track of exchange rates in real-time.
Should I get foreign currency before I travel?
Having a small amount of foreign currency in hand before you travel may help in cases of emergency as you travel. With the Travelex Travel Money Card, you can rest assured that there will always be money on hand, as long as you have money in your home bank account. Simply exchange your money and withdraw cash when needed during your travels.
You can withdraw cash from local ATMs without any ATM fees1 with the Travelex Travel Money Card.IMPORTANT INFORMATION TO CONSIDER BEFORE CARRYING OUT YOUR TRANSACTION
1. The currencies available in respect of Travelex Money Card may vary from time to time. Before you make a decision to acquire the card, please check the available currencies online or by asking in store.
2. Please be advised that although Travelex does not charge ATM fees, some operators may charge their own fee or set their own limits. Please check with the ATM before using.
3. Transacting via some online merchants may incur a surcharge.
* Lock in your exchange rates mean the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction. We will tell you the applicable exchange rate before you confirm your reload transaction on travelex.co.nz. If you wish to make a purse to purse transfer to move funds already on your card to another currency, please log in to my account. If you make a purse to purse transfer, you will receive a different exchange rate to the rate you receive when you load funds directly on to your card. You will be notified of the applicable exchange rate before your confirm your purse to purse transfer and this rate may be less favourable than the rate you receive if you reload your card online at travelex.co.nz. Different exchange rates will apply to reload transactions conducted directly via Bank Transfer or Bill Payment (i.e. without booking an online transaction). For more information, please read the Terms and Conditions.
Travelex Money Card is an unsecured debt security issued by EML Payment Solutions Limited (“Issuer”). Travelex Money Card is not guaranteed by the Issuer or any of its related companies or any other entity.
A Product Disclosure Statement is available free of charge from Travelex.co.nz. Information has been prepared without taking into account your objectives, financial situation or needs and you should consider the appropriateness of the information about the Travelex Money Card facility before making any decisions about whether to acquire or continue using the prepaid facility. You should also refer to the Terms and Conditions, Online Ordering Terms and Conditions, Online Prepaid Card Reload Terms and Conditions, and Privacy Policy.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.